Tag
Fintech
7 posts
Fintech regulation, open banking, MiCA, DORA and financial technology in Spain.
Real-Time Payment Reconciliation: Architecture and Lessons
Real-time payment reconciliation architecture. Event-driven matching, exception handling, audit trails, and accounting integration from production experience.
Banking and AI: Real-Time Fraud Detection
Feature engineering for transactions, model architectures, real-time scoring, and false positive management in banking fraud detection.
Fintech Compliance: Building Regulatory Reporting Infrastructure
Regulatory reporting infrastructure for fintech. Data aggregation, real-time reconciliation, audit trails, and automated submissions. MiCA, DAC8, PSD2.
Fintech Legislation in Spain: Sandbox, MiCA and DORA in One Map
Complete regulatory map for fintech in Spain: sandbox, MiCA for crypto-assets and DORA for digital resilience. Deadlines and compliance roadmap.
Open Banking in Spain: Technical Opportunities for 2025
PSD2 opened banking APIs. In 2025 the technical opportunity for fintechs and Spanish companies lies in real integrations, not minimum compliance.
DAC8 and Crypto Platform Reporting Obligations in Spain
EU DAC8 directive requiring crypto asset reporting. Technical requirements, data schemas, Jan 2026 deadline.
MiCA Takes Effect: What Changes for Spanish Fintech
MiCA became fully applicable on December 30, 2024. We break down the concrete obligations for fintech companies operating in Spain.